GM Protection Plans: Powertrain, Silver & Platinum
The official GM Protection Plan (Vehicle Service Contract) is the only extended coverage endorsed by General Motors and 100% backed by GM. Choose from three levels to protect your Chevrolet, GMC, Buick, or Cadillac against unexpected repair costs after your factory warranty ends. All plans offer:
- Customizable terms and deductibles
- 24/7 roadside assistance
- Rental car reimbursement (up to $40/day, max 10 days in many cases)
- Trip interruption benefits (where eligible)
- Hybrid/EV component coverage
- Direct purchase through authorized GM dealerships via GM’s secure portal
Through GMWarranties.com, get personalized quotes from our network of authorized dealers—often at 40-60% savings compared to standard dealer pricing. Coverage details based on official GM agreements; always review your specific contract.
Powertrain Plan
Best for: Owners prioritizing coverage for the most expensive, essential drivetrain repairs on a budget. This entry-level plan focuses on core components that keep your vehicle moving. It provides basic but critical protection against major failures like engine or transmission breakdowns. Key Covered Components:
- Engine (block, heads, all internally lubricated parts, pistons, crankshaft, camshaft, valves, timing chain/belt, turbo/supercharger, seals/gaskets)
- Transmission/Transaxle (case, internal parts, torque converter, mounts)
- Drive Axle (front/rear, shafts, joints, bearings)
- Transfer Case (for 4WD/AWD vehicles)
- Hybrid/EV components (electric motors, etc.)
Typical Terms: Up to 96 months/120,000 miles (whichever comes first, varies by model). Coverage Style: Inclusionary (only listed parts covered).
Silver Plan
Best for: Most drivers seeking balanced, expanded protection for daily driving systems beyond just the drivetrain. Builds directly on Powertrain by adding coverage for suspension, climate, electrical, steering, and brakes—systems that commonly fail over time and affect comfort/safety. Key Covered Components: Everything in Powertrain, plus:
- Front & Rear Suspension (control arms, struts/shocks, spindles, bushings)
- Climate Control / A/C (compressor, condenser, evaporator, lines)
- Electrical Systems (alternator, starter, wiring harnesses, select modules/sensors, power accessories like windows/seats)
- Steering (pump, rack/pinion, hoses, linkages)
- Brakes (master cylinder, calipers, power booster, select ABS components)
Typical Terms: Up to 96 months/100,000 miles (whichever comes first). Coverage Style: Inclusionary (listed parts only).
Platinum Plan
Best for: Maximum peace of mind—ideal for long-term ownership or high-mileage drivers wanting near bumper-to-bumper protection. The top-tier, most comprehensive plan. It includes everything in Powertrain and Silver, plus broad coverage for additional mechanical and electrical breakdowns. Key Covered Components: Everything in Powertrain and Silver, plus:
- Up to 1,500+ parts and components total
- Additional systems (fuel delivery, cooling beyond basics, exhaust, high-tech electronics, sensors, infotainment/navigation in many cases, driver assists)
- Any other mechanical/electrical part not specifically excluded in the contract
Typical Terms: Up to 8 years/100,000 miles (whichever comes first). Coverage Style: Exclusionary (covers most parts unless explicitly listed as excluded—closest to factory-level protection).
Side-by-Side Comparison
| Category | Powertrain | Silver | Platinum |
|---|---|---|---|
| Engine & Internal Parts | ✓ | ✓ | ✓ |
| Transmission / Transaxle | ✓ | ✓ | ✓ |
| Drive Axle & Transfer Case | ✓ | ✓ | ✓ |
| Hybrid/EV Components | ✓ | ✓ | ✓ |
| Front & Rear Suspension | — | ✓ | ✓ |
| Climate Control / A/C | — | ✓ | ✓ |
| Electrical Systems | — | ✓ (select) | ✓ (expanded) |
| Steering | — | ✓ | ✓ |
| Brakes | — | ✓ | ✓ |
| Additional Parts (up to 1,500+ total) | — | — | ✓ |
| Typical Max Term | 96 mo / 120k mi | 96 mo / 100k mi | 8 yr / 100k mi |
| Coverage Type | Inclusionary | Inclusionary | Exclusionary |
Note: Exact coverage, terms, deductibles, and exclusions vary by vehicle model/year. Platinum excludes only listed items (review sample contracts). Benefits like roadside/trip interruption may have limits. Official GM Protection Plans only—handled directly by authorized dealerships.
Get Your Personalized Quote – Start with Your VIN Questions? Email us at info@gmwarranties.com or reply to your quote email. We’re here to help!